In November 1934, community members in Delta, Ohio pooled their deposits and opened mutual savings and loans owned by the community it serves. Over the years, five additional communities have embraced our true community bank. As a mutual savings institution, we are in the enviable position of being owned by our customers. We see our owners and potential owners every day in our communities. We see them at work, the grocery store, school, and church. They are not unknown investors in big cities miles away with little interest in our communities. We were formed to provide basic banking services as a community-owned alternative to these investor-owned institutions. We are here because we still believe in this purpose.
