Trucking Insurance

How does commercial trucking insurance work?

Out of all the types of business insurance available, trucking insurance is one of the more unique ones. Yes, it protects trucks that transfer products and goods from one place to another, which isn’t anything groundbreaking.

What makes commercial trucking insurance special is how it’s purchased. If you’re an independent trucker with your big rig or semi, then you buy it for yourself. Or you may be part of a larger trucking company that owns the vehicles outright. In this case, the company is responsible for ensuring the trucks.

Regardless of who purchases the policy, trucking insurance is there for you when commercial auto insurance just won’t cut it. Trucking usually requires many straight hours of driving, often across state borders, and involves many unpredictable risks. Between the constant wear and tear on the machinery and environmental factors on the road, you need insurance that’ll be there, rain or shine.

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