Group Life Insurance

Protecting our loved ones is why most of us look to purchase life insurance, which is why companies are increasingly offering group life insurance as a way to help employees get the peace of mind they need should something happen to them. Group life insurance is an important aspect of your employee benefits package, as increasingly more employees rely on it to provide financial security for their families.

At Daniels Insurance Agency, we can help you design a group life insurance plan to meet the coverage needs of your employees and their families. Group life plans allow the employer to buy a master policy and then issue certificates of participation in the plan. Although each employee is underwritten as part of the employers group and no one is denied coverage based on a medical condition, an employee typically has the right to keep their coverage and convert it to an individual policy when they leave the employer (with some restrictions).