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Conventional Loans
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What is a conventional loan?
A conventional mortgage is a non-government loan that meets requirements set by the Federal Housing Finance Agency (FHFA) and meets the funding criteria of Freddie Mac and Fannie Mae. Conventional loans offer low interest rates to borrowers with excellent credit scores.
Couple dancing in new home
Competitive rates and countless options
Homebuyers seeking a conventional loan typically enjoy the largest selection of loan options at the most competitive rates. Since risks and guidelines are well-defined, conventional loans are popular with both mortgage lenders and homebuyers. Most lenders will offer several Fannie Mae and Freddie Mac programs tailored to different homebuyer situations, which means you can shop for the most competitive rates and terms to maximize how much you can get from a conventional loan.
Benefits of a conventional loan:
Both fixed- and adjustable-rate options available
Financing up to 97% of the purchase price (up to 95% with conforming high-balance)
Guild Mortgage
Kelly Trudell
1557 Starr Dr,
Ste D,
Yuba City, California 95993
916-416-7268
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families, and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families, and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
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