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Complete Rate
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Complete Rate
We see our customers in so many unique situations from coast to coast* and want to create inclusive opportunities for homeownership. With Complete Rate powered by FormFree®, we’re helping our clients forge alternative paths to homeownership when they have no traditional credit score.
A family smiling at the dinner table.
The program analyzes consistent income deposits and payments, including rental payment history to provide a better interest rate to customers with no traditional credit score.
Homeownership is possible with our Complete Rate program.
- Provides a complete picture of our customer’s financing situation for better pricing
- Reviews income and debt through a bank statement analysis process
- Financing options utilizing FHA, VA and USDA loans are available with down payments from zero to 3.5%
- Primary purchase transactions only
- Non-traditional credit must be established with rent history, utilities or car insurance payments to qualify
Complete Rate is providing a more complete picture of a customer’s creditworthiness, and potentially providing a lower interest rate to unlock the barriers to homeownership.
Guild Mortgage
Kelly Trudell
1557 Starr Dr,
Ste D,
Yuba City, California 95993
916-416-7268
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families, and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families, and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
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